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Open an Unbanc account on your phone in a couple of minutes. No credit check or history, proof of citizenship, birth certificate, home address or minimum balance required. And no need to ever visit a bank branch again.


Zero fees on most transactions

Actually, on all transactions except for a small fixed fee of $9 on international money transfers. There is a delivery fee of $10 for sending debit cards and a nominal fee paid by merchants on purchases. That’s all.






An Unbanc account comes with an account number and sort code so you can receive transfers from individuals or companies, direct deposit your regular salary, and photo deposit checks instantly.


Transfer money

With a cell phone number or email address, transfer money to anybody, quickly and securely.


Send money globally

Send hyper fast and secure money transfers to over 120 countries, with the real exchange rate, and up to 8x cheaper than banks, all from your phone.


Pay bills

Simply verify payment info and set up the payment date and take care of all of your bills.


Split bills


Share payments with others at the touch of a button and receive the funds instantly.


Money management

Account statement and instant payment notification along with analytics that automatically categorize transactions for easy viewing and budgeting.


Next level security

FDIC insured. Advanced encryption and tokenization. Fraud monitoring tracks transaction details. Analytics block threats and recognizes identities by analyzing devices, location, account credentials, and behaviors.


24/7 customer care

With knowledgeable people, not robots or software. Get all of your questions answered and any issues solved before they become a problem. In English, French, and Spanish.